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Charge-off - Wikipedia, The free Encyclopedia
A charge-off or chargeoff is the declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors will make this declaration at the point of six months without ... Read Article

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Bank - Wikipedia, The free Encyclopedia
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Funding Acquisition of University and Non-Profit Patent Portfolios; US 8,108,282 B2 Credit Card Account Shadowing; US 8,145,565 B1; March 27, 2012; Class Class 705/39; 18 claims; assigned to USAA. Charging fees to a card holder of a credit card account by calculating a prepaid ... Read More